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Financial Services

Four regulatory shifts financial firms must watch in 2026

AI, digital assets, resilience and consumer outcomes dominate the regulatory agenda.

Localization, digital assets and cybersecurity are high on the regulatory agenda.

1. AI governance: oversight lags behind adoption

Regulators expect firms to govern AI as rigorously as other models.

2. Digital assets and payments: an expanding patchwork

Rules differ by jurisdiction, creating complexity.

3. Resilience and cybersecurity: board-level imperatives

Boards are accountable for operational resilience.

4. Good consumer outcomes: shifting standards

Firms must show they deliver fair value.

Summary

Firms that prepare for these shifts will reduce risk and build trust.

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