Four regulatory shifts financial firms must watch in 2026
AI, digital assets, resilience and consumer outcomes dominate the regulatory agenda.
Localization, digital assets and cybersecurity are high on the regulatory agenda.
1. AI governance: oversight lags behind adoption
Regulators expect firms to govern AI as rigorously as other models.
2. Digital assets and payments: an expanding patchwork
Rules differ by jurisdiction, creating complexity.
3. Resilience and cybersecurity: board-level imperatives
Boards are accountable for operational resilience.
4. Good consumer outcomes: shifting standards
Firms must show they deliver fair value.
Summary
Firms that prepare for these shifts will reduce risk and build trust.
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